Navigating ACC alongside private income protection can be confusing. By understanding how CoverPlus Extra works for the self-employed and how ACC payments interact with your policy, you can streamline your claims and maximise your weekly benefit.

Total Permanent Disability (TPD) insurance provides a lump-sum payment if you’re unable to ever return to work due to injury or illness. Yet many policyholders underestimate its value or assume they won’t qualify—missing out on vital support when they need it most.

A terminal illness diagnosis can be overwhelming, yet it may unlock an early payout under your life policy. Understanding how and when to claim could make a profound difference to you and your family in difficult times.

Many policyholders overlook minor trauma events, assuming they fall below the threshold for a claim. Yet even a seemingly small diagnosis can entitle you to a lump-sum payment—provided you lodge your claim while your cover was active.